{"id":8395,"date":"2018-10-31T15:27:01","date_gmt":"2018-10-31T07:27:01","guid":{"rendered":"http:\/\/registrar.utm.my\/bsm\/?page_id=8395"},"modified":"2024-02-14T11:37:02","modified_gmt":"2024-02-14T03:37:02","slug":"kwap","status":"publish","type":"page","link":"https:\/\/registrar.utm.my\/bsm\/kwap\/","title":{"rendered":"kwap"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.24.0&#8243; hover_enabled=&#8221;0&#8243; transparent_background=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; background_enable_color=&#8221;off&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; max_width=&#8221;1098px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; 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header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; use_border_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Kumpulan Wang Persaraan (Diperbadankan) (KWAP)<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_tabs _builder_version=&#8221;4.16&#8243; vertical_offset_tablet=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243; z_index_tablet=&#8221;0&#8243; body_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; body_text_shadow_vertical_length_tablet=&#8221;0px&#8221; body_text_shadow_blur_strength_tablet=&#8221;1px&#8221; tab_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; 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body_link_text_shadow_horizontal_length_phone=&#8221;0px&#8221; body_link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; body_link_text_shadow_vertical_length_phone=&#8221;0px&#8221; body_link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; body_link_text_shadow_blur_strength_phone=&#8221;1px&#8221; body_ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; body_ul_text_shadow_horizontal_length_phone=&#8221;0px&#8221; body_ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; body_ul_text_shadow_vertical_length_phone=&#8221;0px&#8221; body_ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; body_ul_text_shadow_blur_strength_phone=&#8221;1px&#8221; body_ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; body_ol_text_shadow_horizontal_length_phone=&#8221;0px&#8221; body_ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; body_ol_text_shadow_vertical_length_phone=&#8221;0px&#8221; body_ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; body_ol_text_shadow_blur_strength_phone=&#8221;1px&#8221; body_quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; body_quote_text_shadow_horizontal_length_phone=&#8221;0px&#8221; body_quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; body_quote_text_shadow_vertical_length_phone=&#8221;0px&#8221; body_quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; body_quote_text_shadow_blur_strength_phone=&#8221;1px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a href=\"https:\/\/flipbookpdf.net\/web\/site\/579136401a26f44792c3cf98e5960cf221f1d7c8202003.pdf.html\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-10922\" src=\"https:\/\/registrar.utm.my\/bsm\/wp-content\/uploads\/sites\/420\/2020\/03\/Picture1-150x150.png\" alt=\"\" width=\"200\" height=\"208\"><\/a> <span style=\"font-size: 14pt\"><strong>e-Buletin Jabatan Caruman : Pengurusan Caruman KWAP<br \/><\/strong><\/span>e-Buletin ini disediakan oleh Jabatan Caruman, Kumpulan Wang Persaraan (Diperbadankan) berkenaan Pengurusan Caruman KWAP untuk makluman dan rujukan bersama.<\/p>\n<p><a href=\"https:\/\/registrar.utm.my\/bsm\/wp-content\/uploads\/sites\/420\/2020\/06\/e-Buletin-Edisi-1-Jabatan-Caruman.pdf\">Topik 1 &#8211; Peruntukan Undang-Undang Berkaitan Caruman KWAP dan Pendaftaran Majikan &amp; Ahli<\/a><br \/><a href=\"https:\/\/registrar.utm.my\/bsm\/wp-content\/uploads\/sites\/420\/2020\/06\/e-Buletin-Edisi-2-Jabatan-Caruman.pdf\">Topik 2 &#8211; Pembayaran Caruman &amp; Majikan Gagal Mencarum<\/a><br \/><a href=\"https:\/\/registrar.utm.my\/bsm\/wp-content\/uploads\/sites\/420\/2020\/06\/e-Buletin-Jabatan-Caruman-Edisi-3.pdf\">Topik 3 &#8211; Pengurusan Data Caruman<\/a><br \/><a href=\"https:\/\/registrar.utm.my\/bsm\/wp-content\/uploads\/sites\/420\/2020\/08\/e-Buletin-Jabatan-Caruman_-Edisi-4-Pengurusan-Denda.pdf\">Topik 4 &#8211; Pengurusan Denda<\/a><br \/><a href=\"https:\/\/registrar.utm.my\/bsm\/wp-content\/uploads\/sites\/420\/2020\/10\/e-Buletin-Jabatan-Caruman_-Edisi-5-Tuntutan-Bayaran-Balik-Majikan.pdf\">Topik 5 &#8211; Tuntutan Bayaran Balik Majikan<\/a><br \/>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; &nbsp; &nbsp;&nbsp; <a href=\"https:\/\/registrar.utm.my\/bsm\/wp-content\/uploads\/sites\/420\/2020\/12\/Edisi-6-Lawatan-Pematuhan-dan-Penguatkuasaan.pdf\">Topik 6 &#8211; Lawatan Pematuhan &amp; Penguatkuasaan<\/a><br \/>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;<a href=\"https:\/\/registrar.utm.my\/bsm\/wp-content\/uploads\/sites\/420\/2020\/12\/Edisi-Khas-Soal-Jawab-Berkaitan-Pengurusan-Caruman.pdf\"> Edisi Khas &#8211; Soal Jawab Berkaitan Pengurusan Caruman<\/a><br \/>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<a href=\"https:\/\/registrar.utm.my\/bsm\/wp-content\/uploads\/sites\/420\/2021\/02\/Awareness-Cuti-Separuh-Gaji-and-Cuti-Tanpa-Gaji.pdf\">Edisi Khas &#8211; Caruman Pegawai Cuti Tanpa Gaji (CTG) dan Cuti Separuh Gaji (CSG)<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_tab][et_pb_tab title=&#8221;Panduan Proses Pendaftaran Caruman ke KWAP&#8221; title_tablet=&#8221;Panduan Proses Pendaftaran Caruman ke KWAP&#8221; title_phone=&#8221;Panduan Proses Pendaftaran Caruman ke KWAP&#8221; _builder_version=&#8221;4.16&#8243; vertical_offset_tablet=&#8221;0&#8243; vertical_offset_phone=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243; horizontal_offset_phone=&#8221;0&#8243; background_color_gradient_direction_tablet=&#8221;180deg&#8221; background_color_gradient_direction_phone=&#8221;180deg&#8221; background_color_gradient_stops_tablet=&#8221;#2b87da 0%|#29c4a9 100%&#8221; background_color_gradient_stops_phone=&#8221;#2b87da 0%|#29c4a9 100%&#8221; background_color_gradient_start_position_tablet=&#8221;0%&#8221; background_color_gradient_start_position_phone=&#8221;0%&#8221; background_color_gradient_end_position_tablet=&#8221;100%&#8221; 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body_link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; body_link_text_shadow_horizontal_length_phone=&#8221;0px&#8221; body_link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; body_link_text_shadow_vertical_length_phone=&#8221;0px&#8221; body_link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; body_link_text_shadow_blur_strength_phone=&#8221;1px&#8221; body_ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; body_ul_text_shadow_horizontal_length_phone=&#8221;0px&#8221; body_ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; body_ul_text_shadow_vertical_length_phone=&#8221;0px&#8221; body_ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; body_ul_text_shadow_blur_strength_phone=&#8221;1px&#8221; body_ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; body_ol_text_shadow_horizontal_length_phone=&#8221;0px&#8221; body_ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; body_ol_text_shadow_vertical_length_phone=&#8221;0px&#8221; body_ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; body_ol_text_shadow_blur_strength_phone=&#8221;1px&#8221; body_quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; body_quote_text_shadow_horizontal_length_phone=&#8221;0px&#8221; body_quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; body_quote_text_shadow_vertical_length_phone=&#8221;0px&#8221; body_quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; body_quote_text_shadow_blur_strength_phone=&#8221;1px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><b>1) <\/b><b>Majikan<\/b> <b>hendaklah<\/b> <b>mendaftarkan<\/b> <b>setiap<\/b> <b>pekerja<\/b> <b>berpencen<\/b> <b>sebagai<\/b> <b>ahli<\/b><b> KWAP <\/b><b>sebaik<\/b> <b>sahaja<\/b><b>:<\/b><br \/>i. pekerja tersebut menerima Pemberian Taraf Berpencen (PTB); atau<br \/>ii. pekerja berpencen mula berkhidmat dengan majikan.<\/p>\n<p><b>2) <\/b><b>Kenaan<\/b> <b>Denda<\/b> <b>atas<\/b> <b>Kelewatan<\/b> <b>Mencarum<\/b><b>:<\/b><br \/>Di bawah Seksyen 8(4) Akta 239, sekiranya caruman bulanan tidak dibayar dalam tempoh yang ditetapkan, majikan boleh dikenakan denda pada kadar setengah peratus (0.5%) dari jumlah caruman bagi tiap-tiap satu bulan atau sebahagian daripada sebulan selepas tamatnya tempoh selama mana amaun itu masih tidak berbayar<\/p>\n<p><strong>Permohonan online<\/strong><\/p>\n<ol>\n<li>Sebaik sahaja menerima Surat Pemberian Taraf Berpencen dari pihak JPA, PSM PTJ perlu menghantar salinan surat tersebut melalui emel ke <b>kwaputm@utm.m<\/b><strong>y<\/strong>&nbsp; bagi tujuan pendaftaran sebagai Ahli KWAP<\/li>\n<li>Surat Pendaftaran KWAP boleh diperoleh dalam masa 14 hari dari tarikh permohonan dalam <a href=\"https:\/\/docs.google.com\/spreadsheets\/d\/141iU50G31X-b9UAhPqXkyPU_nfi0aXZQUwFAtloGA7s\/edit?usp=sharing\">KWAP Tracker<\/a><\/li>\n<li>Setelah PSM PTJ memuat turun Surat Pendaftaran KWAP di KWAP Tracker, PSM PTJ perlu memaklumkan kepada Jabatan Bendahari&nbsp; bagi mengemaskini no. ahli pencen di Sistem UTMHR.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/registrar.utm.my\/bsm\/wp-content\/uploads\/sites\/420\/2020\/12\/Proses-KWAP.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-11869 size-full\" src=\"https:\/\/registrar.utm.my\/bsm\/wp-content\/uploads\/sites\/420\/2020\/12\/Proses-KWAP.jpg\" alt=\"\" width=\"960\" height=\"720\" srcset=\"https:\/\/registrar.utm.my\/bsm\/wp-content\/uploads\/sites\/420\/2020\/12\/Proses-KWAP.jpg 960w, https:\/\/registrar.utm.my\/bsm\/wp-content\/uploads\/sites\/420\/2020\/12\/Proses-KWAP-480x360.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 960px, 100vw\" \/><\/a><\/p>\n<p>[\/et_pb_tab][et_pb_tab title=&#8221;Brosur Panduan KWAP UTM&#8221; 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